Our Fee Structure
At Desi Payments, we believe in transparent pricing so you always know what to expect. Below is a breakdown of our standard fees for payment processing and related services.
Transaction Fees
- In-Person Processing: 2.75% + $0.20 per transaction
- Key-Entered / Remote Transactions: 3.50% + $0.20 per transaction
These rates apply to most card types and ensure secure, reliable payment acceptance whether you’re serving customers face-to-face or remotely.
Additional Fees
- Chargeback Fee: $25.00 per occurrence
- Applied when a customer disputes a transaction.
- Same-Day Funding: 2% of same-day funded volume
- Optional service for businesses that need faster access to funds.
Service & Compliance Fees
- Monthly Service Fee: $10.00 (optional, based on plan selection)
- PCI Non-Compliance Fee: $29.95 (optional, only if PCI requirements are not met)
These fees help maintain compliance with industry standards and support ongoing account management.
Important Notes
- Pricing may evolve in accordance with network cost rules and industry regulations.
- Optional fees may vary depending on your business type and selected service package.
- We are committed to keeping our pricing competitive while ensuring the highest level of security and service.